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Pay@ and Pepkor Make Bill Payments Even Easier with the +more App

Pay@

15 Dec 2025

In South Africa, convenience matters. Whether you’re paying for insurance, municipal services, entertainment, or your monthly household bills, customers want payment options that are fast, familiar, and secure.

That’s why Pay@ is proud to deepen its longstanding partnership with the Pepkor Group through +more, Pepkor’s customer rewards and loyalty app.

The +more app, which is available across Pep, Ackermans, and the wider Pepkor retail family, makes it simple for customers to manage their bills digitally, using the same trusted Pay@ infrastructure they rely on in-store.

A partnership built on trust and scale

Pay@ and Pepkor have worked together for many years, giving millions of South Africans safe and accessible ways to pay their bills in-store. +more is the next evolution of that partnership, offering customers the same reliability and simplicity, now extended into a digital environment.

Real growth, real impact

Since its launch in July, the +more digital bill-payment feature with Pay@ has shown exceptional adoption. By November, payments had already grown by more than 90% on the previous month, demonstrating just how strongly customers respond to trusted, easy digital tools. With a customer base of 13 million South Africans already registered for +more within 18 months, there should be a steady increase in payment adoption via this channel.

As more customers shift between in-store and app-based payments, Pay@ can already see the lift in successful payments. It’s a reflection of what matters most to South Africans: convenience, simplicity, and confidence that their payments will go through.

Bringing payments closer to the customer

Whether in-store at Pep or Ackermans, or at home using the +more app, customers now have more control and more flexibility in how they pay their bills.

This is what the Pay@ and Pepkor partnership has always been about. Meeting customers where they are, building trust, and making everyday payments easier.

If you haven’t tried it yet, download the +more app and pay your next bill using Pay@. It’s quick, convenient, and built on the same payment network South Africans already trust.

A simple, unified way to pay your bills

With +more, customers can now use a single +more barcode at any Pepkor retailer for rewards on in-store purchases, but the app does more than rewards. It also unlocks a digital payment channel allowing Pay@ bill payment directly on your smartphone.

Using the +more app, customers can:

  • Pay any Pay@-enabled bill: This includes municipal accounts, insurance premiums, entertainment services, and more.
  • Pay from anywhere via card: No need to visit a store. Just open the app, select the Pay@ option, and complete your payment securely by card.

How to Pay Your Bills with Pay@ on the +more App

Paying your bills through +more using Pay@ is quick and straightforward. Here’s how:

  • Download and open the +more app
    • If you don’t already have it, download +more from your app store.
  • Register or log in with your details.
  • Go to the bill payments section
    • Open the app and navigate to the Pay your bills option on the home screen or the Services option in the menu bar.
  • Find your unique Pay@ reference number
    • Look at your invoice, statement or bill from your service provider.
    • Locate the unique Pay@ reference number printed on it (usually near the barcode or payment info).
  • Enter your Pay@ number in the app
    • Click on the Pay@ Button
    • Type the Pay@ reference number exactly as it appears on your bill.
  • Confirm the amount you want to pay.
  • Enter your card details securely, or use any saved card if available.
  • Confirm and submit your payment
    • You will be re-directed to authenticate the payment within your banking app
    • Tap Pay or Confirm to complete the transaction.
  • Get your confirmation
    • You’ll receive an in-app confirmation

Keep this receipt as proof of payment, just as you would with an in-store Pay@ transaction.

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