Don’t have a bank account, or prefer paying bills with cash?
Use an OTT voucher to pay your accounts safely and securely online through Pay@.
Simple Secure No bank card needed
An OTT voucher is a prepaid cash voucher that lets you make secure payments online – no bank account, no credit card, no fuss. You buy it with cash (or card) at a store, receive a unique 12-digit PIN on your receipt, and use that PIN to pay online.
It's a simple, safe way to manage your accounts digitally, even if you don't have access to traditional banking. Each voucher is loaded with a set amount, and any leftover balance after a payment is stored in your personal OTT Vault, so nothing goes to waste.
Pay your municipal accounts, insurance, subscriptions and more. Simply use your voucher PIN to settle bills online through Pay@.
Use your OTT voucher to purchase data bundles quickly and easily; no bank card required.
Top up your airtime instantly using an OTT voucher, available at stores and online channels near you.
OTT vouchers are available at thousands of locations across South Africa, as well as select banking apps and online channels.
Visit a spaza shop, supermarket or petrol station that sells OTT vouchers.
Ask for an OTT voucher and choose your amount.
Pay the voucher amount, using cash or card.
Keep the receipt safe - you'll need the PIN to pay your bills!
Visit payat.io or your biller's website that accepts Pay@ payments.
Input your unique Pay@ reference number (found on your bill account).
Select "OTT voucher" from the payment options.
Type in your 12-digit PIN from the voucher receipt.
Confirm your payment and receive instant verification!
We have over 500+ billers that you can pay, your way. Simply check your invoice for the Pay@ Reference Number, next to the Pay@ logo, barcode and / or QR Code to make payment or click on the payat.io link sent to you from the biller via SMS or email. Then decide how you want to pay, at a retailer, digital or mobile payment or with vouchers.
What is an OTT Voucher?
Where can I buy an OTT voucher?
How do I use an OTT voucher to pay a bill?
Do I need a bank account to use an OTT voucher?
Which billers can I pay using an OTT voucher through Pay@?
What happens if my voucher amount is more than my bill?
Why pay with an OTT voucher?
A digital voucher you can buy at retailers or online and use for data, airtime, or bill payments.
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